Privacy Policy — 360 Fin Calc India

🔒 100% Client-Side Privacy Guarantee:

Unlike traditional banks or fintech brokers, 360 Fin Calc India runs completely inside your device browser. We do NOT harvest, upload, or sell your loan details, salary, PAN numbers, or net worth figures.

1. Introduction

360 Fin Calc India ("we", "our", or "platform") operates the website https://www.360fincalc.com. We take privacy seriously and are dedicated to safeguarding personal data in adherence to the Information Technology Act, 2000, the Digital Personal Data Protection Act, 2023 (DPDP), and international data protection standards.

2. Data We Do NOT Collect

Our financial calculation tools (SIP, Loan EMI, Income Tax FY 2025-26 / FY 2026-27, PPF, NPS, GST, Gratuity, and Document Generators) execute entirely on your client device via JavaScript:

We do NOT store your loan amounts, interest rates, or tenure on external servers.
We do NOT record your salary breakdowns or tax calculations.
Document creators (Rent Receipts, Invoices, Salary Slips) process data locally using browser memory and window.print(). None of the names or addresses entered leave your computer.

3. Cookies & Automated Tracking

We use standard cookies and analytics to ensure site reliability and understand macro usage trends:

Preference Cookies: To save your dark/light theme choice and calculator defaults locally on your device.
Google Analytics (GA4): Aggregated anonymous visitor metrics (such as daily active users, device screen resolution, and country level geographic data) to optimize platform speed and tool accuracy.

4. Google AdSense & Third-Party Advertising

We partner with Google AdSense to serve contextual, non-intrusive advertisements that help keep this 60+ tool suite free for everyone across India:

Google and other third-party vendors use cookies to serve ads based on prior visits to this website or other internet sites.
Google's use of advertising cookies enables it and its partners to serve ads to users based on their visit to our sites and/or other sites on the Internet.
You can opt out of personalized advertising anytime by visiting Google Ads Settings.

5. External Links

Our site may link to official Indian government portals (such as the Income Tax Department incometax.gov.in, RBI, or GST Portal) for statutory notifications. We are not responsible for the privacy practices of external third-party portals.

6. Contact & Grievance Redressal

In accordance with the Information Technology Act and rules made thereunder, any privacy queries, feedback, or grievance matters can be addressed to:

Grievance Officer: 360 Fin Calc India Legal Desk
Email: [email protected]
Website: https://www.360fincalc.com